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10 Lose thou money for a brother and friend, and hide thou not it under a stone, into perdition.

11 Put thy treasure in the commandments of the Highest; and it shall profit to thee more than gold.

12 Close thou alms in the bosom of a poor man; and this alms shall pray for thee to be delivered of (or by) God from all evil. The alms of a man is as a bag [or as a little sack] with him; and it shall keep the grace of [a] man, that is, God’s grace, given to man, as the apple of the eye. And afterward it shall rise again, and shall yield to them a yielding, to each man into (or onto) the head of them.

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