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10 When you make any kind of loan to your neighbor, you may not go into his house to claim what he is offering as security.[a] 11 You must stand outside and the person to whom you are making the loan will bring out to you what he is offering as security.[b] 12 If the person is poor you may not use what he gives you as security for a covering.[c] 13 You must by all means[d] return to him at sunset the item he gave you as security so that he may sleep in his outer garment and bless you for it; it will be considered a just deed[e] by the Lord your God.

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Footnotes

  1. Deuteronomy 24:10 tn Heb “his pledge.” This refers to something offered as pledge of repayment, i.e., as security for the debt.
  2. Deuteronomy 24:11 tn Heb “his pledge.”
  3. Deuteronomy 24:12 tn Heb “may not lie down in his pledge.” What is in view is the use of clothing as guarantee for the repayment of loans, a matter already addressed elsewhere (Deut 23:19-20; 24:6; cf. Exod 22:25-26; Lev 25:35-37). Cf. NAB “you shall not sleep in the mantle he gives as a pledge”; NRSV “in the garment given you as the pledge.”
  4. Deuteronomy 24:13 tn The Hebrew text uses the infinitive absolute for emphasis, which the translation seeks to reflect with “by all means.”
  5. Deuteronomy 24:13 tn Or “righteous” (so NIV, NLT).

10 When you make a loan of any kind to your neighbor, do not go into their house to get what is offered to you as a pledge.(A) 11 Stay outside and let the neighbor to whom you are making the loan bring the pledge out to you. 12 If the neighbor is poor, do not go to sleep with their pledge(B) in your possession. 13 Return their cloak by sunset(C) so that your neighbor may sleep in it.(D) Then they will thank you, and it will be regarded as a righteous act in the sight of the Lord your God.(E)

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